Flat 4.95% state income tax
Illinois Paycheck Calculator 2026
Your 2026 take-home pay in Illinois after federal income tax, Social Security, Medicare and Illinois state taxes.
Estimated take-home pay
$58,025 per year
$4,835 a month · total tax rate 22.6%
| Annual | Monthly | Biweekly | Weekly | |
|---|---|---|---|---|
| Gross pay | $75,000 | $6,250 | $2,885 | $1,442 |
| 401(k) | $0 | $0 | $0 | $0 |
| Federal income tax | -$7,670 | -$639 | -$295 | -$147 |
| Social Security | -$4,650 | -$387 | -$179 | -$89 |
| Medicare | -$1,087 | -$91 | -$42 | -$21 |
| State income tax | -$3,568 | -$297 | -$137 | -$69 |
| Take-home pay | $58,025 | $4,835 | $2,232 | $1,116 |
Example shown: $75,000 salary, single filer.
How Illinois taxes your paycheck
- Flat 4.95% on Illinois net income, with no standard deduction.
- A $2,925 personal exemption per person, not available above $250,000 of income (single) or $500,000 (joint).
- No local income tax, and no state payroll deduction for employees.
Good to know about Illinois paychecks
Flat by law
Everyone pays 4.95%
The Illinois constitution requires income taxes to be at a non-graduated rate, so one rate applies to every income level. A raise never pushes you into a higher state bracket.
The exemption has a limit
$2,925 per person, until about $250,000
Each person gets a $2,925 exemption in 2026. It is not available if federal adjusted gross income is above $250,000 for a single filer or $500,000 for joint filers.
Retirement income
Mostly not taxed
Illinois does not tax Social Security, pensions or most retirement plan income, which matters if you are weighing a move later in life.
Local taxes
No city income tax
Chicago and other Illinois cities do not tax wages. The 4.95% state tax is the only income tax on your paycheck.
Take-home pay by salary in Illinois
Single filer, no 401(k), 2026 rules.
| Salary | Take-home / year | Per month | State taxes | Total tax rate |
|---|---|---|---|---|
| $30,000 | $24,945 | $2,079 | $1,340 | 16.9% |
| $40,000 | $32,485 | $2,707 | $1,835 | 18.8% |
| $50,000 | $40,025 | $3,335 | $2,330 | 20.0% |
| $60,000 | $47,565 | $3,964 | $2,825 | 20.7% |
| $75,000 | $58,025 | $4,835 | $3,568 | 22.6% |
| $100,000 | $74,375 | $6,198 | $4,805 | 25.6% |
| $125,000 | $90,661 | $7,555 | $6,043 | 27.5% |
| $150,000 | $106,511 | $8,876 | $7,280 | 29.0% |