Flat 3.8% state income tax
Iowa Paycheck Calculator 2026
Your 2026 take-home pay in Iowa after federal income tax, Social Security, Medicare and Iowa state taxes.
Estimated take-home pay
$59,394 per year
$4,950 a month · total tax rate 20.8%
| Annual | Monthly | Biweekly | Weekly | |
|---|---|---|---|---|
| Gross pay | $75,000 | $6,250 | $2,885 | $1,442 |
| 401(k) | $0 | $0 | $0 | $0 |
| Federal income tax | -$7,670 | -$639 | -$295 | -$147 |
| Social Security | -$4,650 | -$387 | -$179 | -$89 |
| Medicare | -$1,087 | -$91 | -$42 | -$21 |
| State income tax | -$2,198 | -$183 | -$85 | -$42 |
| Take-home pay | $59,394 | $4,950 | $2,284 | $1,142 |
Example shown: $75,000 salary, single filer.
How Iowa taxes your paycheck
- Flat 3.8% for 2026.
- Iowa follows the federal standard deduction: $16,100 (single), $32,200 (married filing jointly) or $24,150 (head of household).
- A $40 personal exemption credit per person reduces the tax.
- No local income tax, and no state payroll deduction taken from employees.
Good to know about Iowa paychecks
Flat tax
3.8% for every income level
Iowa moved from a graduated schedule to a flat 3.8% rate, so a raise never pushes you into a higher state bracket.
Matches the federal deduction
$16,100 for single filers
Iowa uses the federal standard deduction instead of setting its own: $16,100 for single filers, $32,200 for joint filers and $24,150 for head of household in 2026.
Neighboring state
Illinois reciprocity
Iowa has a reciprocal agreement with Illinois. If you live in one and work in the other, you generally owe income tax only to the state where you live.
Who pays unemployment tax
Your employer does
Iowa unemployment insurance tax is paid by employers and is not deducted from your pay.
Take-home pay by salary in Iowa
Single filer, no 401(k), 2026 rules.
| Salary | Take-home / year | Per month | State taxes | Total tax rate |
|---|---|---|---|---|
| $30,000 | $25,797 | $2,150 | $488 | 14.0% |
| $40,000 | $33,452 | $2,788 | $868 | 16.4% |
| $50,000 | $41,107 | $3,426 | $1,248 | 17.8% |
| $60,000 | $48,762 | $4,063 | $1,628 | 18.7% |
| $75,000 | $59,394 | $4,950 | $2,198 | 20.8% |
| $100,000 | $76,032 | $6,336 | $3,148 | 24.0% |
| $125,000 | $92,605 | $7,717 | $4,098 | 25.9% |
| $150,000 | $108,743 | $9,062 | $5,048 | 27.5% |